Last Updated: November 1, 2025
Welcome to FintechZom.com. By accessing or using our Website (the “Service”), you agree to be bound by these Terms and Conditions (“Terms”). If you disagree with any part of the terms, then you may not access the Service.
1. CRITICAL FINANCIAL AND INVESTMENT DISCLAIMER
**RISK WARNING:** The content on FintechZom.com is provided for informational and educational purposes only. It is **NOT** financial advice, investment advice, trading advice, or any other form of advice.
- No Recommendation: Nothing published on the Service constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities, cryptocurrency, or other financial instruments.
- Use at Your Own Risk: You should always conduct your own research and consult with a certified financial professional before making any investment decisions. Any reliance you place on the content of FintechZom.com is strictly at your own risk.
- Past Performance: Past performance is not indicative of future results. The value of investments and cryptocurrencies can go up or down, and you may lose some or all of your investment.
2. Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of **FintechZom** and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of **FintechZom**.
- Permitted Use: You are granted a limited license to view and print individual pages from the Service for your personal, non-commercial use only.
- Prohibited Use: You may not reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service or its content for any commercial purpose without our express written permission.
3. User Submitted Content and Conduct
If the Service allows you to post comments, messages, or other content (“User Content”), you agree that your submissions will not:
- Be unlawful, abusive, harassing, defamatory, or otherwise objectionable.
- Contain “spam,” commercial solicitation, or unauthorized advertising.
- Contain viruses or any other malicious computer code.
- Violate any third party’s intellectual property rights or rights of privacy.
**FintechZom** reserves the right, but not the obligation, to monitor, edit, or remove User Content that we determine in our sole discretion to be in violation of these Terms.